Making Homeownership Easier for Kenyans and the Diaspora
Trident Estates has signed a Memorandum of Understanding (MoU) with ABSA Bank Kenya to unlock an easier, faster, and more affordable path to homeownership. Through this partnership, eligible buyers can access up to 105% home financing at a fixed 9.5% per annum (reducing balance) for homes priced up to KES 10.5M.\* The goal is simple: reduce upfront costs, speed up approvals, and help more Kenyans—locally and abroad—own quality homes in prime locations.
WHAT THE PARTNERSHIP OFFERS
• Up to 105% financing: Finance the purchase plus eligible costs such as valuation, legal fees, and stamp duty—minimizing your upfront cash outlay (subject to ABSA credit approval).
• Fixed 9.5% p.a.: Predictable monthly repayments on a reducing-balance basis help you plan with confidence.
• Tenors up to 25 years: Longer repayment periods make homeownership more accessible (subject to affordability and retirement age).
• Diaspora-friendly: Kenyans living and working abroad can apply for Kenya-based properties in KES.
• Islamic (Shari’ah-compliant) option: Shari’ah-compliant home finance available on request (product terms apply).
PROJECTS NOW SELLING
1. Trident Amani — Syokimau
Thoughtfully planned apartments in a high-growth, highly connected suburb. Close to commuter rail, highway links, JKIA, and everyday amenities—ideal for first-time buyers and yield-focused investors.
2. Baraka Estate — Embakasi
A family-oriented community with excellent access to schools, shopping, and transport. Practical layouts, strong rental demand, and a neighborhood feel that grows value over time.
3. Trident Park Lang’ata — Phase 2
Contemporary 3-bedroom homes near the Southern Bypass. Bright interiors, efficient layouts, and proximity to malls, schools, and major roads—perfect for families seeking convenience without compromising on lifestyle.
4. Trident Grand Riverside
A premium city address offering refined finishes and a lifestyle close to Nairobi’s top business, dining, and retail hubs. A compelling option for homeowners and investors who value location and long-term appreciation.
WHO CAN QUALIFY?
ABSA conducts a standard affordability and credit assessment. Typical considerations include proof of stable income and banking history, loan maturity before or around retirement age, property eligibility and valuation in Kenya (KES-denominated loan), and any additional documentation for diaspora or Shari’ah-compliant financing. Final approval, pricing, and features are determined by ABSA Bank Kenya’s credit policy.
HOW THE PROCESS WORKS
1. Select your preferred Trident home (Amani, Baraka, Lang’ata Phase 2, or Grand Riverside).
2. Get pre-assessed by ABSA to confirm eligibility, documentation, and the most suitable product (KMRC, diaspora, or Islamic).
3. Receive an Offer & Sale Agreement (subject to availability and developer terms).
4. Proceed to valuation and legal processes; where eligible, purchase-related costs can be included in the up to 105% facility.
5. On final approval and disbursement, complete handover and move into your new home.
WHY BUY WITH TRIDENT NOW
• Lower entry barrier: Up to 105% financing plus a fixed 9.5% p.a. rate reduces upfront costs and makes planning simpler.
• Locations that work: Syokimau, Embakasi, Lang’ata, and Riverside balance livability, infrastructure, and strong rental demand.
• Peace of mind: Flexible payment plans, clean title deeds, and a trusted developer track record.
FREQUENTLY ASKED QUESTIONS
Is the 9.5% rate fixed or variable?
— It’s a fixed 9.5% per annum on a reducing-balance basis for qualifying applicants under the current offering. Please confirm the specifics with ABSA at application.
What does “up to 105% financing” cover?
— It’s designed to finance the purchase price plus eligible associated costs such as valuation, legal fees, and stamp duty, subject to ABSA credit approval and product limits.
Can Kenyans in the diaspora apply?
— Yes. ABSA supports diaspora applicants purchasing Kenya-based properties. Documentation may vary by country of residence.
Is there an Islamic (Shari’ah-compliant) option?
— Yes. Shari’ah-compliant home finance is available on request. Ask ABSA for details during pre-assessment.
Shortlist your preferred unit at Trident Amani, Baraka Estate, Trident Park Lang’ata Phase 2, or Trident Grand Riverside, and begin your ABSA pre-assessment. Our team will guide you through documentation, timelines, and a seamless path to handover.
Important: Information current as of August 17, 2025. All mortgage pricing, caps (including the KES 10.5M KMRC cap), features, and eligibility are set by ABSA Bank Kenya and may change. Always confirm the latest terms directly with ABSA before committing.
